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		<title>Navra Financial Services - Forums</title>
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		<description>Navra Financial Services discussion forum</description>
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			<title>Navra Financial Services - Forums</title>
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			<title>Self Managed Super Costs</title>
			<link>http://www.navra.com.au/showthread.php?t=421&amp;goto=newpost</link>
			<pubDate>Mon, 08 Feb 2010 02:37:15 GMT</pubDate>
			<description><![CDATA[I'm having a look at setting up my SMSF for investment in the new Navra funds. This is all new to me but as I see it, there are 2 options:- 
 
1. Cheap online, DIY. 
2. More expensive full service. 
 
The cheap option through a site like www.esuperfund.com.au looks attractive to a broke & tight...]]></description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=3">NavraInvest Funds</category>
			<dc:creator>andykumi</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=421</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=3">Navra Financial Services - NavraInvest Funds</source>
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		<item>
			<title>Current Motivational Books?</title>
			<link>http://www.navra.com.au/showthread.php?t=420&amp;goto=newpost</link>
			<pubDate>Sat, 30 Jan 2010 23:09:03 GMT</pubDate>
			<description>As per the title I am chasing CURRENT motivational books.  What do people suggest? 
 
I have read untold over the years and they all help and get me going and keep me going but at the moment the drive and motivation is at an all time low.  And thats just not acceptable to me.   
 
So what has...</description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=2">General Investing Discussion</category>
			<dc:creator>rambada</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=420</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=2">Navra Financial Services - General Investing Discussion</source>
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			<title>Westpac? - get a reduction!</title>
			<link>http://www.navra.com.au/showthread.php?t=419&amp;goto=newpost</link>
			<pubDate>Mon, 25 Jan 2010 10:41:37 GMT</pubDate>
			<description>Hi All, 
 
If you are a client of Westpac you can get an immediate reduction in your interest rate by calling 1800 807 693 and complaining that Westpac has raised their rates above the other banks and what can they do for you in this situation.  
 
It will only be for 3 months but this is better...</description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=2">General Investing Discussion</category>
			<dc:creator>Monk</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=419</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=2">Navra Financial Services - General Investing Discussion</source>
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			<title>SPF net return calculator</title>
			<link>http://www.navra.com.au/showthread.php?t=418&amp;goto=newpost</link>
			<pubDate>Sun, 24 Jan 2010 02:21:31 GMT</pubDate>
			<description><![CDATA[Hi Steve, all 
 
I have put together a calculator that shows the net return on the SPF investment option.  
 
I trust my calculations are correct, if not, as always I am open to correction.  
 
Please see attached spreadsheet. 
 
The cells in yellow are to be filled in with 'your' amounts.]]></description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=19">Library</category>
			<dc:creator>Monk</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=418</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=19">Navra Financial Services - Library</source>
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			<title>Superfunds and Navra</title>
			<link>http://www.navra.com.au/showthread.php?t=417&amp;goto=newpost</link>
			<pubDate>Wed, 20 Jan 2010 22:17:54 GMT</pubDate>
			<description><![CDATA[Hey Steve and others, 
 
I have $10k locked away in a superfund (2 actually, I have to consolidate)which probably isn't enough to justify starting a self managed superfund to invest in the SPF (and maybe the Asian Growth Fund). Are there any plans on the horizon to start a Navra superfund which...]]></description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=3">NavraInvest Funds</category>
			<dc:creator>Qaz</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=417</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=3">Navra Financial Services - NavraInvest Funds</source>
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			<title>Navra Asia Pacific Growth Fund Referral Program</title>
			<link>http://www.navra.com.au/showthread.php?t=416&amp;goto=newpost</link>
			<pubDate>Wed, 20 Jan 2010 01:08:47 GMT</pubDate>
			<description>We are pleased to announce the launch of the online tracking system for the Navra Asia Pacific Growth Fund Referral Program. 
 
We have built a system which allows you to easily add and track referrals you have made. This also allows the team at NFS to reconcile who referred each investor and thus...</description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=3">NavraInvest Funds</category>
			<dc:creator>Sim</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=416</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=3">Navra Financial Services - NavraInvest Funds</source>
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			<title>Navra Funds - 2010 (year of the Tiger)</title>
			<link>http://www.navra.com.au/showthread.php?t=415&amp;goto=newpost</link>
			<pubDate>Tue, 19 Jan 2010 13:13:14 GMT</pubDate>
			<description>Hi ALL, 
 
We are still awaiting the launch of the new NAVRA Funds here in PERTH and I was wondering how everyone else is approaching the New Year and the launch of the new funds? 
 
This year of the Tiger is a sign of courage, the fearless and fiery fighter is revered by the ancient Chinese as the...</description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=3">NavraInvest Funds</category>
			<dc:creator>redwing</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=415</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=3">Navra Financial Services - NavraInvest Funds</source>
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			<title>Deductibility of investment loan</title>
			<link>http://www.navra.com.au/showthread.php?t=413&amp;goto=newpost</link>
			<pubDate>Thu, 14 Jan 2010 12:45:18 GMT</pubDate>
			<description><![CDATA[A few clients have questioned whether their original loans remain deductible after migrating to safety:  
 
*_Borrowing and Interest Expenses_* 
"Where a taxpayer borrows money and invests that money for the purpose of earning assessable income or as part of a business carried on for that purpose,...]]></description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=4">Tax Planning</category>
			<dc:creator>Steve Navra</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=413</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=4">Navra Financial Services - Tax Planning</source>
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			<title>When a guarantee is not a guarantee</title>
			<link>http://www.navra.com.au/showthread.php?t=412&amp;goto=newpost</link>
			<pubDate>Sun, 10 Jan 2010 04:14:13 GMT</pubDate>
			<description><![CDATA[Did anyone see the attached article in the Telegraph today? 
 
Apparently the UBS bank reneged on the capital protection for one of it's capital protected funds because the fund was closed before the scheduled term end.  
 
"Investors need to think about whether the provider will be around...]]></description>
			<category domain="http://www.navra.com.au/forumdisplay.php?f=3">NavraInvest Funds</category>
			<dc:creator>O-D</dc:creator>
			<guid isPermaLink="true">http://www.navra.com.au/showthread.php?t=412</guid>
			<source url="http://www.navra.com.au/forumdisplay.php?f=3">Navra Financial Services - NavraInvest Funds</source>
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